Insurance market

as an important part of the international financial markets

is playing an important role in current global economic recovery.Insurance is an important way of earthquake disaster crisis handling.However

the existing engineering earthquake rate making only puts forth effort on net premium and measures risk additional charge often by experience.As a result

the compensation of risk can′t be embodied in premium

which is the bottleneck of engineering earthquake insurance development.By introducing capital asset pricing model（CAPM）in financial market to pricing analysis of engineering earthquake insurance

from the angle of capital market

the application of the model in engineering earthquake insurance pricing is discussed

making up for the inherent defect of traditional engineering earthquake rate making and making premium calculation more scientific and reasonable.Finally

the model is applied to a specific project case to demonstrate its validity and feasibility.